Porn IPSP as Gateway Only

If you decide to use one of the IPSP as a payment gateway only you have to account for the following:

1. You have contact the IPSP and ask them for the list of the banks they work with and which bank accepts high risk transactions. Usually the IPSP has brokers that can set up an account for you with the appropriate merchant bank. There is a setup fee.  Though they have to review and approve your sites first.  Once approved and working the merchant bank will transfer money to your regular checking account on regular basis as per the agreement.
2. You have to contact the technical support department of the IPSP and find out how to use the order form with your account. usually the order forms are customizable in case you want them to fit your website design. If you have a CMS make sure the IPSP works with your CMS(content management system) software before even setting up an account with them.

3. Get familiar with their system and how you can access your customer information.

The fees you are looking at:

1. Setup fee for the merchant account ($1000-$2000).
2. Per transaction fee (3-5%) + $0.15-$0.30.
3. Gateway monthly fee – $10-$15.

In the agreement you sign all these fees will be specified in addition to charge-back  and refund fess.